Tag: estate planning

ESTATE PLANNING AND CUSTODY

Custody refers to the legal right a person of majority status (usually a parent) has over a child, including the right to have physical control of the child; right to regulate their daily life, right to determine questions relating to their education, social and religious upbringing. The custody of a child becomes a cause for concern and discussion in the instances where the parents separate or file for divorce, or in the unfortunate occurrence of either or both parents’ death. In the event of separation or divorce, parents can always sit down and agree which of them will be the custodian parent of the child/ren, or they could exercise joint-custody. At divorce, this is awarded by the High Court through an order.

In the case of death, families usually sit down and discuss the fate of the child/ren left behind – issues custody come up, and it is decided which relative will “take” the child/ren in and provide for them. These decisions are usually guided by principles of practicality and having to make sure life goes on, and may not always be what is best or what the parents would have desired for the minors.

It is important to think ahead of time and plan according for WHO will have custody of your child/ren when you pass away, WHERE will they stay, WHAT will happen to the assets and wealth you had amassed, and HOW will they have access to it. You are assured to have peace of mind knowing that there is an all-encompassing plan about the custody of your child/ren, should you die whist they are still young. The court can also award custody of the minor child to someone other than the parent of the child if it is in the best interest of the minor child/ren.

The #covid19 pandemic and our experience in this practice prove that planning is important because you will never know when it will be needed the most! Do not leave your children out in the cold and their fate and future in the hands of people who may not have their best interests at heart. #MakeAPlan!

This article is for information purposes only – seek the advice of your Lawyer. 

Importance Of Estate Planning

Estate Planning in Zimbabwe

The landmark case of Chigwada v Chigwada has yet again set the clock back for married women, mostly. The institution of marriage in Zimbabwe has been put under bad spotlight as the issue of spousal disinheritance has been brought to the fore. The Supreme Court has set the legal position straight and dealt with the confusion within the judiciary on the matter, as seen through the numerous conflicting High court cases discussed below. Section 71(2) of the Constitution highlights ones right to own property, which will be explored in this article.

THE JUDICIARY’S STANCE IN REGARD TO TESTAMENTARY DISPOSITION

Prior to this case there was no uniform approach to such matters with each judge passing a decision that contradicted the others. One may look at the Deceased Estates Succession Act, Section 3A which provides,

3. Inheritance of matrimonial home and household effects the surviving spouse of every person who, on or after the date of commencement of the Administration of Estates Amendment Act, 1997, dies wholly or partly intestate shall be entitled to receive from the free residue of the estate —
(a) the house or other domestic premises in which the spouses or the surviving spouse, as the case may be, lived immediately before the person’s death;
and
(b) the household goods and effects which, immediately before the person’s death, were used in relation to the house or domestic premises referred to in paragraph (a)where such house, premises, goods and effects form part of the deceased person’s estate.

It can be interpreted from the above, that one cannot disinherit their spouse. In the 2013 case of Chimbari NO v Madzima and Ors it was found that a spouse could not disinherit their significant other in terms of Section 5(3)(a) of the Will Act. However, The Wills Act provides for freedom of testation; and this interpretation was preferred in the 2016 matter of Roche v Middleton where it was held that a spouse could do as they please with their property. The Chigwada case has cleared any spousal inheritance related confusion by highlighting that real rights trump personal rights that a spouse has over property not in their names.

EFFECTS OF THE CASE

The case has set the precedent that a spouse, through a valid Will, may dictate whatever they wish regarding their property, including disinheriting their spouse.

SOLUTIONS

Married people, especially wives, are encouraged to heed the clarion call to safeguard their interests in matrimonial property. Given that a spouse can legally disinherit the other through a Will, spouses are encouraged to both own shares in the property to avoid exclusion from inheritance upon the death of the other.

The issue of estate planning comes into play, where spouses should consider their rights as well as those of their children and other dependents. The setting up of Family Trusts is a good way to safeguard such property interests, especially immovable property. It should be noted that an advantage of this is that the Courts are hesitant to interfere with property held in Trust, such property is usually excluded from legal battles and even divorce proceedings. Estate planning is encouraged, and couples are advised to also consider drafting joint Wills, to prevent any unwarranted surprises on the death of a spouse. It is concluded that investing in Estate Planning is crucial and cannot be over emphasised. Women are especially encouraged to be more proactive when it comes to the acquisition and registration of property rights to ensure that on the day of reckoning they will not be found wanting. When it comes to Estate Planning, you are better safe than sorry. Pause and ponder on these questions – “Have you thought about your inheritance?”, “Do you have a Will?” “Have you set up a family Trust?” If you have answered no to any of these, the best time to change to a yes is now!

The article has been produced for information purposes only – get in touch with us for assistance.

An eye opener on Inheritance Issues and Property Rights in a Civil Marriage

Chigwada vs Chigwada SC 188-20: An eye opener on Inheritance Issues and Property Rights in a Civil Marriage

Chigwada vs Chigwada SC 188-20: An eye opener on Inheritance Issues and  Property Rights in a Civil Marriage.  

Are you aware that the case of Chigwada  vs Chigwada SC-188-20 has affirmed the position that a spouse can dispose his or her property through a will to anyone whom he or she desires. The previous position that a will can be regarded as invalid and set aside for the reason that the surviving spouse was disinherited is no longer valid.

The Supreme Court which is the highest court of the land(Appellate) made a pronouncement which has a great impact on property rights in a civil marriage, inheritance and estates planning. The new position of the law is that a will cannot be challenged on the basis that the testator(deceased) did not bequeath property to a surviving spouse. Put simply, a husband or wife is not entitled to dispose his or her estate through a will to his or her surviving spouse.

 The background and basis of this position of the law is the Married Person Property Act (Chapter 5:12) which provides that since 1929 all marriages in Zimbabwe are out of community of property. This means that parties (husband or wife) are legally entitled to own or dispose of property in their individual capacities. The doctrine of freedom of testation and the Constitutional right to property ownership enshrined in section 71(2) of the Constitution of Zimbabwe were also taken into consideration. In simpler terms a wife or husband can purchase property and own it in his /her own name and can also sale or dispose it through a will in his or her own capacity to whoever he / she desires.

Facts of the case

It is greatly important to outline the facts of the case which led to the pronouncement of the judgment by the Supreme Court. The deceased (Aaron Chigwada) in this case was married to the 1st Respondent (Penelope Chigwada) in terms of the Marriage Act (Chapter 5:11). Before marrying 1st Respondent the deceased was married to Appellant’s mother and they had divorced. The house in question was acquired by the deceased and his second wife (1ST Respondent) and was registered in both their names hence each spouse owned half share of the beneficial interest in the house.

The deceased  had left a will and in that will he bequeathed his half share to his son from his previous marriage (Appellant ).The surviving spouse (Ist Respondent) dissatisfied with the will approached the High Court to have the will set aside for the reason that Appellant cannot inherit the half share because she is entitled to it as the surviving spouse .The High Court ruled in her favour but the Appellant appealed against the ruling and it was later overturned by the Supreme Court leading to the present positon of the law. When the appeal matter was heard 1st Respondent had misconceptions about property rights in a civil marriage and she was basing her claims on religious teachings from her church about a civil marriage and inheritance. She was of the view that she had a right to the half share of her late husband because she was the surviving spouse and she was entitled to the share regardless of the will. This is the misconception that a lot of people have generally in relation to inheritance and matrimonial property where there is a will. This position is however different where there is no will as the surviving spouse will inherit the house (matrimonial home).

Effects of the new judgement

As earlier on highlighted the Supreme Court is the highest court of the land and its rulings are binding on all persons and institutions in Zimbabwe. It is now a settled position of the law of the land that a spouse can dispose his or her property by will (testamentary disposition) to whomever he or she chooses. A will cannot be set aside or invalidated on the grounds that the estate was not bequeathed to the surviving spouse. The previous rulings that a testator desiring to dispose his estate through a will is bound to bequeath that estate to his or her surviving spouse is inconsistent with the law and should not be followed. The other implication though not dealt with in the Chigwada case is that a spouse married out of community of property can deal with property in his or her individual name in any manner he or she desires even during the subsistence of a marriage without getting consent form the other party. This position is however different in a case of distribution of property upon a divorce where contribution of parties is considered. The position is different in relation to  inheritance and disposal of property through a will  as highlighted above.

Conclusion and Possible Way Forward

The new position has its effects and implications on property rights in marriages, inheritance and estates planning however this is now the settled position of law. It is one of our aims and objectives as a law firm to educate the general public and our valued clients on any changes in law. Marriages in Zimbabwe are out of community of property hence a spouse can acquire, own or dispose property in their individual capacity without the consent or knowledge of the other spouse. A spouse can bequeath property owned in his or her individual capacity through a will to anyone he or she chooses. A spouse is not automatically entitled to inherit a property owned by the deceased when he or she has left a will. A will cannot be set aside on the basis that the deceased (testator) did not bequeath property that he or she owned to his or her surviving spouse.

 What should you do to ensure that you protect that which you have worked for even if it is registered in your spouse’s name.

 

  1. You need to understand that if there is bad blood between you and your spouse, your spouse can dispose of property to his or her siblings or relatives through a will and you will be surprised to know this at his or her death bed.
  2. Let’s initiate discussions on property ownership at family level and come up with solutions that benefits our families and not third parties.